Phil Anderson Financial Services offer advice on a number of areas of protection planning and insurance including -

  • Life Assurance
  • Whole of Life Insurance
  • Business Protection
  • Relevant Life Policies
  • Health Insurance
  • Critical Illness Cover
  • Serious Illness Cover
  • Income Protection Insurance
  • Family Income Benefit
  • Accident, Sickness & Unemploment Cover
  • Private Medical Insurance
  • Buildings & Contents Insurance
  • Landlords Insurance
  • Home Insurance

While most people will insure the breadwinner, they often forget the contribution made by the person who stays at home cooking, cleaning, and taking care of children. They may not contribute financially, but you’d be hard pressed to replace them. In actual fact recent research has calculated the cost of employing someone to carry out all the tasks generally undertaken by the stay-at-home parent could cost £32,812 (Source:, March 2011). So if you’re thinking of insuring the person who brings home the bacon, make sure you consider the person who cooks it too!


Phil Anderson Financial Services is a firm of independent financial advisers with it's main office in Ellon, Aberdeenshire. Areas that we covers include Ellon, Peterhead, Fraserburgh, Inverurie and Aberdeen.

We also have a protection specialist (Richard Bain) based in Lybster, Caithness.

Appointments are available all over the North and North East of Scotland.


Financial adviser offering unbiased independent financial advice covering Wick, Thurso, John O'Groats, Halkirk, Watten, Castletown, Keiss, Lybster, Latheron, Latheronwheel and Dunbeath.